Terms & Conditions
Last updated: 15 January 2026
1. Identification of the owner
This website, accessible at derivativejm.com, is owned by Derivativejm S.L. (hereinafter, 'Derivativejm'), a company incorporated under Spanish law with CIF B-76892451, registered in the Madrid Commercial Registry, Volume 42185, Folio 127, Section 8, Sheet M-751234. Registered office: Calle de Velázquez, 27, 3º Izda, 28001 Madrid, Spain. Contact: info@derivativejm.com | +34 910 456 723.
2. Purpose and scope
These terms and conditions govern access to and use of the website derivativejm.com. The website is exclusively informational and educational in nature regarding real estate crowdlending in Spain. Access to the website does not, under any circumstances, constitute a commercial, contractual, or financial advisory relationship between Derivativejm and the user. The information provided should not be interpreted as an investment recommendation.
3. Conditions of access and use
Access to the website is free of charge. The user undertakes to use the website in accordance with the law, good customs, and public order. The following is prohibited: (a) using the website for unlawful purposes or contrary to these terms; (b) reproducing, copying, distributing, or modifying content without prior written authorisation; (c) attempting to access restricted areas of the server or Derivativejm's computer systems; (d) introducing viruses, trojans, or other malicious software; (e) using scraping, data mining, or automated data extraction techniques.
4. Intellectual and industrial property
All website content, including texts, images, designs, logos, source code, trademarks, and graphic elements, are the property of Derivativejm or their legitimate owners and are protected by Spanish and international intellectual and industrial property legislation (Royal Legislative Decree 1/1996 and Law 17/2001). Any form of reproduction, distribution, public communication, or transformation without express authorisation is prohibited.
5. Disclaimer of warranties and liability
Derivativejm strives to keep website information up to date and accurate but does not guarantee the accuracy, completeness, or currency of the content. Information about real estate crowdlending is purely informational and does not constitute financial, legal, or tax advice. Derivativejm shall not be liable for: (a) errors or omissions in content; (b) damages arising from use or inability to use the website; (c) decisions made by the user based on website information; (d) service interruptions due to technical reasons or force majeure.
6. Third-party links
The website may contain links to third-party websites for informational purposes. Derivativejm does not control and is not responsible for the content, privacy policies, or practices of said third-party websites. Access to linked sites is at the user's sole responsibility.
7. Contact form
The website has a contact form for users to make enquiries. Submitting the form implies acceptance of the Privacy Policy. Derivativejm undertakes to process the data provided in accordance with the General Data Protection Regulation (GDPR) and the LOPD-GDD. Use of the form does not create any contractual relationship or obligation to respond within a specific timeframe, although we endeavour to respond within a maximum of 48 business hours.
8. Applicable law and jurisdiction
These terms and conditions are governed by Spanish law. For the resolution of any dispute arising from access to or use of the website, the parties submit to the Courts and Tribunals of the city of Madrid, with express waiver of any other jurisdiction that may correspond to them, unless consumer protection regulations establish another mandatory jurisdiction.
9. Modifications
Derivativejm reserves the right to modify these terms and conditions at any time. Modifications will take effect from their publication on the website. Continued use of the website after the publication of changes implies acceptance of the new terms. It is recommended to review this page periodically.
10. Partial nullity
If any clause of these terms is declared null or unenforceable by a competent court, the remaining clauses shall remain valid and applicable in their entirety.